Blinderman Construction Co. was hired by the Public Building Commission of Chicago to be the general contractor for a construction project at an elementary school. Blinderman hired JM Polcurr Inc. as a subcontractor to do the electrical work on the project.
Following the contract, Polcurr purchased an insurance policy that named Blinderman as the additional insured from Hastings Mutual Insurance Co.
On July 19, 2011, Robert Woods, an employee of Polcurr, fell from a ladder while working at the school. He was rushed to a hospital; unfortunately he did not regain consciousness until a month later. He has not been able to work since that time due to his injuries.