Texting, Driving, and Causing Accidents is Still Insured
Cell phones have made it easier for people to stay connected and to access data while on the go. However, cell phones can cause car accidents, whether the driver is using them to talk or to text. And while many states, including Illinois, have passed bans on the use of cell phones while driving, doing so has not been able to halt the use of cell phones while driving.
Consequently, the National Transportation Safety Board (NTSB) is looking for other strategies to halt the use of cell phones while driving. Last week it suggested that insurance companies could help limit this widespread problem if they simply refused to pay out for accident claims caused by drivers texting or talking on their cell phones.
And while the NTSB's idea makes sense and even seems like it could work, insurance companies are not jumping on board. To explain their reluctance to adopt the NTSB's suggestions, insurance companies explained that one of the main reasons to have insurance is that insurance companies will cover the cost of injuries even if the auto accident is caused by careless or even reckless behavior. And as an insurance specialist and spokesperson for the Consumer Federation of America said, “An accident is an accident.”
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An Illinois jury evaluated a
When deciding a trial case, a jury has a duty to be consistent in its verdict, i.e., it can't say one thing, but then enter a contrary verdict. If a jury contradicts itself, generally one party has cause to overturn or vacate that verdict. This is what happened in the
The
The case revolved around a 2007 accident that occurred at the
In 2007, 26 year-old Cameron Esposito was riding her bike down Chicago's busy Milwaukee Avenue. At the time, she was biking in one of Chicago's designated bicycle lanes, a painted area that generally runs between the roadway traffic and parked cars on the street. As she was nearing the
The original Cook County trial involved the
The
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Ashley Ferry was a 23 year-old junior at Chicago's Columbia College when she was riding her bike in Chicago's Wicker Park neighborhood. Ferry was riding northbound on Milwaukee Avenue in one of Chicago's designated bike lanes when she was hit from behind by Bryan Pendleton. At the time of the Chicago bike accident, Pendleton was driving a car owned by his employer,
A bicycle-car door collision occurs when a driver opens his or her car door without first checking whether any bicyclists are coming; the bicyclist typically does not have enough warning to avoid the car door and ends up crashing into it. According to the ATA, car door accidents are the most common manner in which Chicago cyclists are injured; however, the
At the time of the